Physical Damage

Independent Contractor Physical Damage Program

Refer to the policy for specific coverage definitions and limits.

Motor Carriers and the independent owner-operators who contract with them face specialized financial risks. An accident can have a serious economic impact on an owner-operator and their family. At AETS we understand this and have developed a program that will protect their investment.

AETS provides a comprehensive physical damage program that is tailored to meet the needs of independent contractor drivers and to protect their most valuable asset. Our Physical Damage program is designed for independent contractor drivers permanently leased to a Motor Carrier or for those who are operating under their own authority.

Coverage is provided by financially secure and nationally recognized insurance providers and rates are structured to accommodate all owner-operators. AETS is proud to offer low deductibles, expanded coverage for personal effects and loan/lease gap protection.

If you would like to receive a quote for Physical Damage Insurance, please contact your local insurance professional or contact our sales representatives directly for a no-obligation quote at 877-918-7272.

  • Low Down Payment
  • Monthly Rates
  • $1,000 Deductible
  • Loan/Lease Gap Protection
  • $2,500 On Board Electronics
  • $25,000 Towing and Storage
  • $10,000 Loss of Income/Rental Reimbursement
  • $2,500 Chains Tarps Binders
  • Quality customer service
  • $2,500 Personal Effects

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